Phuket Property Buyer's Guide

Purchasing land and house in Thailand, mortgages, fees, ownership. Learn before you buy.
Can foreigners buy property in Phuket?

Yes. Foreigners can own condominiums freehold (within the 49% foreign quota). For houses or villas, foreigners usually buy through long-term leasehold or a Thai company structure.

What types of property are available?
  • Condominiums – freehold ownership.
  • Villas & Houses – usually leasehold (30 years, renewable).
  • Land – foreigners cannot own freehold land but can lease it.
What is the buying process?
  1. Choose a property.
  2. Legal due diligence.
  3. Reservation deposit (5–10%).
  4. Sign Sales & Purchase Agreement.
  5. Final payment & transfer at the Land Office.
  6. Receive ownership documents.
How much deposit do I need?

Typically 5–10% of the property price to reserve your unit.

What taxes and fees should I expect?
  • Transfer fee: 2% (shared buyer/seller)
  • Stamp duty: 0.5%
  • Withholding tax: seller pays
  • Legal & registration fees: 1–2%
  • Common area fees: for condos, charged per sqm
Do I need a lawyer?

Yes, we strongly recommend one. A lawyer ensures your purchase is safe, legal, and transparent.

Can foreigners get a mortgage?

Thai banks rarely finance foreigners. Most buyers pay in cash or arrange financing from their home country. Some developers offer payment plans.

How does leasehold work?

Foreigners can lease land or villas for 30 years, with options to renew up to 90 years total. The lease must be registered at the Land Office.

Is it safe to buy in Phuket?

Yes, Phuket is a well-established market. Ensure:

  • Title deed is clear (Chanote preferred).
  • Developer has good track record.
  • Agreements are properly registered.
Can I rent out my property?

Yes. Rental income is allowed, but must comply with Thai tax regulations. Many owners use management companies for short-term rentals.

How long does the process take?
  • Condo: 1–2 months.
  • Villa/House: 2–4 months (depending on structure and due diligence).